There are only three ways to generate cash in a business: operations, debt, and equity. Most of us don't have a rich Uncle Bob and don't have a public offering coming up soon, so we rely on operations and debt. Good cash management involves managing your operations to finance your working capital and using debt financing to get you through temporary valleys and for capital acquisitions such as furniture and equipment.

We know from our own experience, that generating cash from debt financing is important to growing your business. We know what information banks want and we prepare your loan to emphasize your strengths and mitigate your weaknesses. We make sure we project your future cash needs and secure any financing before you need it. The saying "banks only loan you money when you don't need it" has a ring of truth to it.

We can greatly increase the probability of your obtaining the type of debt financing you need by using our experience and U.S. Small Business Administration (SBA) and local bank relationships. After all, the SBA didn't name us "Accountant of the Year" for nothing.

For help in obtaining the financing you need to grow your business, complete our Online Form or call us at 818-225-8022.